You are at the car rental counter ready to embark on a great fun filled vacation and the sales persons asks if you would like to purchase their insurance. You are thinking about the beach and not your car insurance.
In almost all situations your personal car insurance coverage’s will carry over to your rental car. That means, if you carry comprehensive and collision coverage on your personal auto policy, you’ll be protected against physical damage to your rental car. Your liability coverage also applies when you get behind the wheel of a rented vehicle.
It is always a good idea to review your personal auto insurance coverage’s so you are sure which ones will carry over to your car rental. If you do not currently have your personal car covered for collision or comprehensive then these will not carry over to your rental car.